EMI, ROI, stamp duty, registration charges and rental yield — every number before you sign anything.
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Need help choosing the best home loan?
Our advisors compare rates across 12+ banks — free.
| SBI | 8.50% – 9.85% |
| HDFC Bank | 8.70% – 9.95% |
| ICICI Bank | 8.75% – 9.90% |
| Axis Bank | 8.75% – 10.05% |
| Kotak Mahindra | 8.75% – 9.60% |
| Bank of Baroda | 8.40% – 10.60% |
| Floating Rate Loan | No charges |
| Fixed Rate (foreclosure) | 2% – 4% |
| Part prepayment | Usually free |
| Tax benefit (Sec 24b) | ₹2L/year |
| Tax benefit (Sec 80C) | ₹1.5L/year |
Estimate return on investment including appreciation and rental income.
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Applicable for Bangalore / Karnataka residential purchase as of 2024–25.
Karnataka Stamp Duty Rates 2024–25
| Up to ₹20 Lacs | 2% |
| ₹20 L – ₹45 L | 3% |
| Above ₹45 Lacs | 5% |
| Registration | 1% |
| BBMP Surcharge | 10% of Stamp Duty |
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Compare gross and net rental yield for any property.
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Maximum property you can afford based on income, savings and existing loans.
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